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Sarbiniso was born in 1985. She is trying her best to improve her quality of life and bolster her family's finances. She is married and currently raising 4 children. Her husband is a simple worker and does not make much money; his salary is not enough to provide the family with all the necessities of life. For the sake of her family, Sarbiniso has decided to set up a new business; she wants to start her own farm, growing crops such as wheat, potatoes, and tomatoes among others. With this goal in mind, she has taken a course organized by an association for businesswomen titled "Attain Success", and received a certificate upon completing the course. She hopes to use the profits from her prospective farm to provide her children with a good education as well as to make sure her children have plenty of filling, nourishing food to eat. She is requesting a loan of 3000 somoni to buy seeds and mineral fertilizers, as well as to rent a plot of land for her new business. She is counting on your kindness.
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Сарбинисо родилась в 1985 года. Она старается улучшить условию проживания и стимулировать экономическое состояние семьи. Она замужем и на воспитании имеет 4 детей. Ее муж простой рабочий и получает маленькую зарплату. Это зарплата не хватает для обеспечения семьи со всеми необходимыми средствами. Сарбинисо решила помочь мужу для благо получения семьи. С такой целью она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Она хочет организовать бизнес выращиванием сельхоз культур как пшеница, картошка, помидор и т.п. От полученного дохода она планирует обеспечить своих детей с хорошим образованием и высококалорийными продуктами питания. Она запрашивает займ на сумму 3000 сомони для покупки семена, минерального удобрения, а также оплатить за аренду земли, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 264
    View loans »
    Tajikistan Loans Fundraising
  • $30,418,550
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Sarbiniso to pay for rent land and to buy seeds and fertilizer for setting up a new farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 1, 2013
Oct 21, 2013
Currency Exchange Loss:
May 22, 2014