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Sophy is 42 years old. She is widowed and resides with three children in Kampong Speu Province, Cambodia. She has been cultivating rice and fattening up animals for more than ten years, earning approximately $2 per day. Two of her children are employed in a garment factory. They earn about $10 daily.

To improve her farming process, Sophy is requesting a loan of $700 to purchase cattle for tilling her farmland. This purchase will help her reduce her farming expenses. In the future, she would like to build a new house and help her youngest child earn Bachelor’s degree.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,758,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Sophy to purchase cattle for tilling her farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 18, 2013
Oct 24, 2013
Currency Exchange Loss:
Nov 17, 2014