This is Tessie, 51, a resident of Intramuros, Manila, Philippines. She is married to Joel, a tricycle driver and they have children. She and her husband manage their own household. At this time, she is working hard to continually provide income for her everyday expenses.
Tessie oversees and owns operations of their tricycle transportation business. They have one unit of tricycle that carries up to four passengers to their destination within the community. The tricycle driver then remits to Tessie a boundary (daily quota) each day. In her business, the regular customers are the local community. She earns a minimum of PHP 500 every day.
To help her continue operations of her business, she is requesting a PHP 12,000 loan. She will be utilizing the loan to buy spare parts and accessories and also pay for the maintenance of heir motorcycle.
Tessie dreams of being more successful in her business and she hopes to give her family a good life. Every week, she meets up with her co-fellowship members* to share stories of her work and draw strength and inspiration from the Word of God she studies.
* All Center for Community Transformation (CCT) community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.