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Phuong is 53 years old, and is widowed. She has been running a cafe in front of her home for seven years. She started this business to cover her expenses, and raise her two daughters. They live in Ho Chi Minh City.

Phuong is requesting a loan to expand her business by offering better quality coffee, and many kinds of soft drinks so that she will be able to increase the turnover of her business.

She hopes that through the loan, she will be able to expand her business activities, and have money to reinvest to her business in the future.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $5,600
    Average annual income
  • 88
    View loans »
    Vietnam Loans Fundraising
  • $14,818,000
    Funds lent in using Kiva
  • 21,105.9
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Phuong to buy better quality coffee, and many kinds of soft drinks to sell from her cafe.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 9, 2013
Oct 24, 2013
Currency Exchange Loss:
Aug 17, 2014