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Dairiimaa, 66 years old, lives with her son, daughter in law and grandson in Ulaanbaatar, the capital city of Mongolia. The family resides in an apartment. She has retired from work and gets state pension. Her son and daughter in law run a cafeteria and her grandson goes to high school. Her elder daughter works in Korea on employment contract. She is requesting a loan of 4,500,000 MNT to buy vacuum insulated windows, hardwood floors and fiberglass in order to renovate her apartment in preparation for incoming winter. By doing so, her family will live in comfortable and warm place where energy is preserved and heat loss is reduced.

Additional Information

More information about this loan

This loan is part of Credit Mongol's green loan program, which helps clients to purchase products for improving their heating and ventilation systems, reducing pollution and health problems caused by burning coal in the winter.

About Credit Mongol

Credit Mongol is the largest non-banking financial institution (NBFI) in Mongolia. Its mission is to contribute to the prosperity of Mongolians by providing high-quality, affordable and varied financial services to micro-entrepreneurs and small-to-medium-sized businesses. It prioritizes serving remote, rural populations that have typically lacked access to credit and other financial services. Uniquely, it offers solar panel loans to nomadic herders, most of whom live without electricity.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mongolia

  • $5,900
    Average annual income
  • 0
    View loans »
    Mongolia Loans Fundraising
  • $15,491,375
    Funds lent in using Kiva
  • 1,672.5
    Mongolia Tugriks (MNT) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Dairiimaa to buy vacuum insulated windows, hardwood floors and fiberglass.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 24, 2013
Currency Exchange Loss:
Oct 17, 2014