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Samandar is from Dangara and is 24 years old. He is an unmarried young man, and lives with his parents, brothers and sisters. Samandar is an aspiring businessman. He is opening his own grocery store. To date, Samandar has acquired premises for a shop not far from his home and already furnished it with shelves for goods. His father and brother are helping him to arrange the shop.

To realize his dreams, Samandar must only buy the goods. To acquire goods, he applied for a loan. Samandar plans to buy dairy and bread products, sweets, cookies, butter, flour, sausages, and other necessities and requested food products. Only with support will Samandar be able to realize his dream and open his own grocery store.
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Самандару из Дангары 24 года. Он холостой молодой человек, живет с родителями, братьями и сетрами. Самандар начинающий бизнесмен. Он открывает свой собственный магазин продуктов питания. На сегодняшний день Самандар недалеко от своего дома приобрел помещение для магазина и уже обставил в нем полки и стеллажи для товаров. Ему помогают обустроить магазин его отец и брат. Для осуществления мечты Самандара осталось только закупить товары. Для приобретения товаров он обратился за кредитом. Самандар планирует купить молочные и хлебобулочные товары, сладости, печенье, масло, муку, колбасные изделия и другие необходимые и востребованные продукты питания. Только с вашей поддержкой Самандар сможет реализовать свою мечту и открыть свой продуктовый магазин.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 149
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Samandar to buy food products for opening a store.
84% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 18, 2013
Currency Exchange Loss: