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Nica manages a variety store in her town, which was first started as a beauty salon business. When Nica got tired of managing the salon she decided to convert it into another type of business and since then it became a variety store selling school and office supplies. She is also selling jewelry like earrings, rings, bracelets and necklaces.

Nica dreams to travel abroad to see the different and beautiful places in the world. That’s why her goal is to earn a higher income and save some of it to make her dream come true.

Nica is requesting a loan of PHP45,000 to buy various school supplies, like papers, folders, pens, and other office supplies to sell. She is doing her best in managing well the business toward its growth.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1802
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nica to buy various school supplies, like papers, folders, pens, and other office supplies to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Nov 13, 2013
Currency Exchange Loss:
Apr 16, 2014