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Ruben is 58 years of age; he has been farming for almost 30 years. He is married, and they live peacefully in Antagan. His main activity is planting and harvesting rice on his farm.

He wishes to avail PHP 25,000 for his farming, so he can buy things like fertilizer and seeds for the next planting season, and to pay the other farm expenses like wages for his fellow farm workers.

According to him, farming is the hardest kind of livelihood, especially when there are occurrences of natural calamities like typhoons, floods, pest attacks, and others that causes poor production.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1599
    View loans »
    Philippines Loans Fundraising
  • $60,713,650
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Ruben to buy items for his agricultural needs, like fertilizer and seeds for the next planting season, and to pay the other farm expenses like wages of his fellow farm workers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Sep 26, 2013
Oct 24, 2013
Currency Exchange Loss:
Jul 17, 2014