Los Perseverantes Group
Update on Los Perseverantes GroupThe members belong to the “LOS PERSEVERANTES” (The ones that persevere) communal bank, located in the district, province, and department of Cusco
Alejandrina is married and 63 years old. She alternates daily activities with the business of grocery store, where Alejandrina sells different types of products such as rice, sugar, milk, soft drinks among others. She has made a living from this business for a good time. A business, which is going well, thanks to the efforts that she puts each day into her business, the member wants to be able to continue to work for to support her family.
Alejandrina requested the loan to buy goods such as rice and sugar. The other members are engaged in the business of braids, lodging, photocopiers, internet booths, locksmith, restaurant, bakery.
The members of "Los Perseverantes" are in the attached photo asked for permission to arrive late in the meeting for work reasons. The person that comes up with a face covered does not belong to the village bank.
The member thanked all those who are part of this dream through Kiva and is committed to meet all the payments of in the timely manner.
Los socios pertenecen al banco comunal “LOS PERSEVERANTES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.
La socia es la Sra. Alejandrina ella es casada y tiene 63 años; La socia alterna sus actividades diarias con el negocio de tienda de abarrotes, la socia vende diferentes tipos de productos como arroz, azucar, leche, gaseosas entre otros, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicito el crédito para la compra de mercadería como arroz y azúcar.
Los demás socios se dedican al negocio de pasamaneria, hospedaje, fotocopiadoras, cabinas de internet, cerrajero, restaurante, panaderia.
Los socios que salen en la foto adjunta pidieron permiso para llegar tarde a la reunión por motivos de trabajo.
La persona que sale con la cara tapada no pertenece al banco comunal.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.
Previous Loan DetailsThe members belong to the “LOS PERSEVERANTES” communal bank, located in the district, province, and department of Cusco. Sra. Lourdes is 45, has 2 children, and is in a long-term relationship. She sells stones wholesale from 8:00 am to 7:00 pm. She has had this business for five years and it is… More from Los Perseverantes Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid