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Yanina
Yanina is 29 years old and lives with her husband, Oswaldo. They have 2 young daughters who they look after with lots of love and care in the home that they have rented for the last 5 years.

Yanina buys and sells clothes. Her work consists of bringing in a variety of women's, men's and children's clothes from the city to her hometown where she has some good customers. The biggest advantage she offers is to buy on credit and pay for the items later. She says that she has trustworthy clients and so makes regular profit which allows her to help her husband with the household costs as well as feel independent and have a great desire to move on in life.

In the future she would like to save enough to have a well stocked and equipped shop. This is her sixth loan with Kiva and she is thankful for the financial help that she receives to keep going and promises to pay back her installments on time.

Yanina will invest 300 Peruvian soles on purchasing clothes in bulk to fulfill her customers' requests.
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Yanina, de 29 años vive en compañía de su esposo Oswaldo. Ambos tienen 2 pequeñas hijas a las que cuidan con mucho amor y cariño en la casa que alquila desde hace 5 años. Yanina se dedica al negocio de compra y venta de ropa. Su trabajo consiste en traer ropa variada de damas, caballeros y niños desde la ciudad a su pueblo natal, donde tiene buenos clientes. Su principal ventaja, es que ella deja a crédito sus prendas, que son pagadas posteriormente. Según comenta tiene clientes de confianza, por lo que obtiene regulares ganancias que le permiten ayudar a su esposo en los gastos del hogar; además de sentirse una mujer independiente y con muchas ganas de salir adelante. Por ello para más adelante desea ahorrar lo suficiente, para poner una tienda surtida y equipada. Este es su sexto crédito con Kiva, por lo que agradece el apoyo financiero que recibe para seguir adelante, además se compromete a pagar sus cuotas de manera puntual.Yanina; invertirá los S/.300 soles en la compra de ropa al por mayor para abastecer el pedido de sus clientes.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD