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Guadalupana Group
In this Group: Rosa , Bertha, Silvia

Update on Guadalupana Group

This group is made up of three successful women. One of them is Rosa, who is 50 years old and married. She has worked selling leaves for five years, and she is requesting this loan to purchase a bundle of leaves. She has been a client of this institution for five years.

Silvia is 46 years old and works at a veterinary clinic and Bertha is 39 years old and sells clothing and shoes.
View original language description ↓
El grupo lo conforman tres socias exitosas una de ellas es Rosa mujer de 50 años de edad,acompañada, su negocio es la venta de hojas desde hace 5 años, el crédito lo solicita para la compra de lio de hojas. Tiene de ser cliente de la institución 5 años. Silvia mujer de 46 años su negocio es una clínica veterinaria y Bertha mujer de 39 años su negocio es la venta de ropa y zapatos.

Previous Loan Details

The group "Guadalupana" consists of four hardworking and enterprising individuals. One of them is Silvia Patricia, who started her small business two years ago. She sells pet food, medicines, and shampoos in Niquinomo. Her loan will be invested in brand name products such as Purina, Pro-Plan, ... More from Guadalupana Group's previous loan »

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD
A portion of Guadalupana Group's $2,425 loan helped a member to purchase a bundle of leaves.
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 27, 2013
Currency Exchange Loss:
Nov 26, 2013