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Alba Del Carmen
Alba del Carmen is 51 years old. She is a single mother of five children. Three of them live outside the country. The two others live with her and are involved in all the field activities that are necessary for their coffee crops to remain in perfect condition. Alba del Carmen is a housewife and a farmer. She has a degree in Primary Education.

As the mother of a family and a hard-working, enterprising woman she ensures the well-being of her family. She also has a small store in her residence which generates some more income for the family. The land she works along with her children is hers. She got this through good management of her revenues and today she thanks God for the opportunity to have it. It is an eight minute walk from her house to the land.

Her present goal is to prepare a piece of land, which is now old-growth. She wants to replant it with young coffee plants in order to make the land more useful as the land is not producing the profits it should. To this end Alba del Carmen is requesting a loan to buy fertilizer, manure, foliar sprays, etc. which will be a great help in fertilizing her coffee plants and she will use another part of the loan to improve the land that is not in use.
View original language description ↓
Doña Alba del Carmen tiene 51 años de edad es madre soltera de cinco hijos de los cuales 3 viven fuera del país y solo 2 viven con ella los cuales se involucran en todas las actividades del campo que se realizan para que sus cultivos de café se mantengan en perfectas condiciones. Ella es ama de casa y agricultora con un grado de educación primaria completa ya que como madre de familia, mujer emprendedora y trabajadora vela por el bienestar de su familia por lo que también tiene una pequeña pulpería en su casa de habitación con la que también genera un poco más de ingresos para su hogar. El terreno que ella trabaja en compañía de sus hijos es propio el cual obtuvo gracias a la buena administración de sus ganancias y que hoy en día agradece a DIOS la oportunidad de tenerlo el cual está a una distancia de 8 minutos trasladándose a pie diariamente para su asistencia.
Actualmente su meta es preparar un pedazo de tierra en el cual tiene cultivo viejo re sembrarlo con la adquisición de nueva chapola y darle un mejor uso para poder aprovechar esa tierra que no está generando la utilidad que debería. Por lo que hoy ha solicitado un financiamiento para la compra de fertilizante, abono, foliares entre otros que serán de gran ayuda para abonar sus cultivos de café actuales y también utilizar otra parte para mejorar la tierra que tiene sin actividad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,146,250
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Alba Del Carmen to buy supplies needed to prepare and fertilize her crops and to prepare land to cultivate.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 2, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014