Alba Del Carmen
As the mother of a family and a hard-working, enterprising woman she ensures the well-being of her family. She also has a small store in her residence which generates some more income for the family. The land she works along with her children is hers. She got this through good management of her revenues and today she thanks God for the opportunity to have it. It is an eight minute walk from her house to the land.
Her present goal is to prepare a piece of land, which is now old-growth. She wants to replant it with young coffee plants in order to make the land more useful as the land is not producing the profits it should. To this end Alba del Carmen is requesting a loan to buy fertilizer, manure, foliar sprays, etc. which will be a great help in fertilizing her coffee plants and she will use another part of the loan to improve the land that is not in use.
Actualmente su meta es preparar un pedazo de tierra en el cual tiene cultivo viejo re sembrarlo con la adquisición de nueva chapola y darle un mejor uso para poder aprovechar esa tierra que no está generando la utilidad que debería. Por lo que hoy ha solicitado un financiamiento para la compra de fertilizante, abono, foliares entre otros que serán de gran ayuda para abonar sus cultivos de café actuales y también utilizar otra parte para mejorar la tierra que tiene sin actividad.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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