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Victoria Del Carmen
Victoria is a married woman who works as a secondary school teacher in the educational institution in the town where she lives. She teaches one session each day and also gives classes on weekends in her town. Her husband is also a secondary school teacher. She has two people besides herself in her nuclear family: her husband and one son, who attends school in the same town. Currently, she is facing a great need because she is experiencing poor health. For this reason she made the well-considered decision to visit Ceprodel to request a loan to help with the costs, since her family's income is not sufficient to cover the family expenses as well as studies for professional advancement. The loan will be used to pay for medications, clinical exams including urine, blood and bilirubin tests, ultrasound, CAT, tomography, the purchase of glasses, and payment for medical consultations.
View original language description ↓
Victoria es una señora casada, y se desempeña como maestra de secundaria en el Instituto de la misma localidad donde habita, atendiendo 1 turnos diurno y impartiendo clases los fines de semana en la localidad donde vive, además su esposo es maestro de secundaria , su núcleo familiar se compone por 2 persona ella, su esposo y 1hijo, el que estudia en el colegio de la misma localidad, Actualmente está presentando una gran necesidad ya que se encuentra mal de salud, por lo que tomo la sabia decisión de visitar a ceprodel para solicitar un financiamiento para ayudarse en los costos ya que de su salario familiar no le da para cubrir los gastos familiares y los estudios para la superación profesional. Ya que el crédito lo utilizaría para el pagos
Pago de medicamentos, exámenes clínicos: examen general de orina, de sangre, bilirrubina, ultrasonido, TAC, tomografía, compra de lentes y pago de consultas medicas.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $3,636
    Average annual income
  • 145
    View loans »
    Nicaragua Loans Fundraising
  • $24,086,375
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Victoria Del Carmen to pay for medications, clinical exams, urine and blood tests, ultrasound, CAT, eyeglasses and other expenses.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 24, 2013
Oct 17, 2013
Currency Exchange Loss:
Feb 20, 2015