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Concepción De La Cruz
Concepción has been working as a nursing assistant for nine years. She is single and has no children. Concepción needs to make improvements to her home and so has come to the Ceprodel office to apply for a loan. She will use the loan to buy building materials such as sand and cement, and to pay labourers. This will help Concepción to have better living conditions at home and to achieve her dream.
View original language description ↓
Concepción, es una señora que se desempeña como auxiliar de enfermería, con 9 años de experiencia de ejercer dicha labor, es soltera, no tiene ninguna persona su cargo. Actualmente está presentando una necesidad de mejorar su viendo, por este motivo se presento a la oficina de ceprodel para solicitar un financiamiento. El cual lo utilizara para compra de materiales de construcción tales como arena, cemento y pago de mano de obra. Lo que vendría a tener mejores condiciones en su hogar y cumplir su sueño

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,445,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Concepción De La Cruz to buy building materials such as sand and cement, and to pay labourers.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 17, 2013
Currency Exchange Loss:
Sep 18, 2014