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Francisca Cleotilde
Francisca teaches at an elementary school in her neighborhood. She is single and has two children, to whom she provides all the things necessary for their development. Francisca is now primarily interested in growing her business. She came to the Ceprodel office to apply for a loan to achieve her objective and her life's dream to grow her business. She will use this loan to buy bulk used clothing, clothing for children, and blouses, shirts, and shoes for men and women so that she can earn more and improve her standard of living.
View original language description ↓
Francisca se dedica a impartir clases de primaria en el colegio de la misma localidad donde vive, es soltera con 2 hijos a los que tiene el deber de proporcionarles las condiciones necesarias para su desarrollo, la señora francisca tiene en la actualidad una necesidad prioritaria de ampliar su negocio. Por la necesidad misma se decidió visitar las oficinas de ceprodel para ser beneficiada con un crédito y realizar su objetivo que es el sueño de su vida, como es la ampliación de su negocio y dicho financiamiento lo utilizaría para compra de pacas de ropa usada., paca de ropa de niño, paca de blusas de mujer y varón, pacas de zapatos de hombre y mujer, y de esa manera mejorar sus ingresos y nivel de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $25,382,700
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Francisca Cleotilde to buy bulk used clothing, clothing for children, and blouses, shirts, and shoes for men and women.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2013
Oct 17, 2013
Currency Exchange Loss:
Jul 18, 2014