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Juan Arbysio
Juan is a man who is well known for having operated his business for a while, as his business is the bakery. He has twelve years of experience in this work. He is married, and he and his wife have been developing their small business together, making various types of bread.

Juan came to CEPRODEL's office to ask for financing, which will be used for the purchase of raw material for making bread, such as flour, butter, sugar and yeast. What he sells helps them to stay in the market, as they are established, and likewise helps them increase their sales and income in order to survive.
View original language description ↓
Juan es un señor reconocido por el tiempo de ejercer su negocio, como es la panadería, el cual tiene 12 años de experiencia en esta labor, es casado, junto a su esposa, se han ido desarrollando en su pequeño negocio como es la elaboración de diferentes tipos de pan.
Este señor se presento a la oficina de ceprodel para solicitar un financiamiento, que lo utilizara para la compra de materia prima para la elaboración de pan, como es harina, manteca, azúcar y levadura.
Lo que vendría ayudarlos a mantenerse en el mercado ya que lo tienen establecido y así mismo incrementar sus ventas y sus ingresos para poder sobre vivir.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.


About Nicaragua

  • $3,636
    Average annual income
  • 139
    View loans »
    Nicaragua Loans Fundraising
  • $24,079,275
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Juan Arbysio to buy raw material for making bread, such as flour, butter, sugar and yeast.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 17, 2013
Currency Exchange Loss:
Jul 18, 2014