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José Saúl
José is 26 years old, studied up to the 6th grade, and has been in a relationship for three years. His wife works in the countryside at least 15 days per month, either in the sugarcane fields or the bananas.

The work that José does is agriculture. He started learning this work from his father at ten years of age. Since then, he has learned how to cultivate any variety of fruit tree, so he is eager to plant and see the fruits of his work. He made a living from this work because of a lack of opportunities for other work, whereas his crop is ½ kilometer from his house.

The loan requested from Fundación CAMPO is to buy 15 sacks of fertilizer, foliar spray and labor for weeding. José doesn't spray poison on the mountain; he only clears the growth under his fruit trees with a machete. This is how he wants to finish harvesting 7,000 square meters of plantains, which are four months old. He has gotten the plantation to that age with effort.

With the loan, there is a greater possibility that the foliage of his crop will remain in good condition, and he will fulfill the need to be able to fertilize his fruit tree plantation.

José's dream and that of his family is to have everything necessary to cultivate and fertilize his crops, and in the future to have to opportunity to buy some more things that are necessary for his home. He wants his daughter to have a better life and to send her to school. He intends to let her study until she becomes a professional; that is his vision.
View original language description ↓
José de 26 años, estudio 6° Grado, tiene tres años de estar acompañado. Su esposa trabaja por lo menos 15 días al mes en el campo, ya sea en los cañales o la platanera.

El trabajo que realiza José, es agricultura, lo aprendió des de la edad de diez años con su papá, des de entonces conoce de cultivar cualquier variedad de frutal, entonces su afán es sembrar y ver los frutos de su trabajo, se dedicó a este trabajo, por falta de oportunidades de otro trabajo, donde tiene el cultivo está a ½ kilómetro de su casa

El préstamo solicitado a fundación CAMPO, es para comprar 15 sacos de fertilizantes, foliares y mano de obra para el chapeo, ya que don José no riega veneno para el monte, lo hace solo con la Cuma, la limpia de su frutal. Es así que quiere terminar de sacar la cosecha de 7,000 metros cuadrados de plátano, que la tiene de cuatro meses de edad, con esfuerzos a llevado la plantación hasta esa edad.

Con el préstamo, existe más la posibilidad de que su cultivo no desmejore su follaje. Y estera cumpliendo la necesidad de poder fertilizar su plantación de frutal.

El sueño de José y su familia es tener todo lo necesario para cultivar y fertilizar, y en el futuro tener posibilidades de comprar algunas cosas más necesarias para el hogar, y que su hija viva mejor y enviarla a la escuela, piensas darle Estudio hasta tener una profesional esa es su visión.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.


About El Salvador

  • $7,500
    Average annual income
  • 737
    View loans »
    El Salvador Loans Fundraising
  • $26,311,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Saúl to buy 15 sacks of fertilizer, foliar spray and labor for weeding.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
At end of term
Sep 30, 2013
Oct 18, 2013
Currency Exchange Loss:
Nov 20, 2014