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Joel Esau
Joel is a young 26 year old man who studied through ninth grade. He is single and lives with his mother and three brothers.

Joel owns a store that he opened three years ago in his home. His mother ran the business previously, but when Joel's father died, his mother decided not to continue with the store. Joel decided to take on the business, since sales were good, and his mother still assists when he is away from home. He also has a corn grinder for making tamales.

Joel plans to use his loan to buy products to supply the story, including the following: rice, beans, oil and sugar, as well as candies and snacks like churros and sweets. He also offers corn meal grinding since he has the only grinder in the neighborhood and thus everyone who lives in the area visits to use it.

Joel's dream is to have a fully stocked store, with products that his customers want, and in that way to make them very satisfied when they visit since when they come to use the grinder they do a lot of shopping at the store. Also, when he decides to marry, the business will help him provide a better quality of life for his children.
View original language description ↓
Joel es un joven de 26 años, estudio hasta noveno grado, es soltero, vive con la mamá y tres hermanos.

Joel posee una tienda, hace tres años que decidió en el lugar donde vive. Antes la mamá tenía ese negocio, pero cuando murió el papá, su mamá decidió con no seguir con la tienda; pero Joel decido seguir el negocio, ya que era buena la venta en la casa, su mamá también le ayuda a vender cuando él no está, también tiene un molino de nixtamal.

Joel con el préstamo le servirá, para comprar productos para surtir la tienda, como: arroz, frijoles, aceite y azúcar, también golosinas como churro y dulces, prepara el molino ya que en el cantón es el único molino y le visitan todo los que habitan ahí.

Los sueños de Joel es tener la tienda muy surtida, con los productos que los clientes buscan y así queden muy satisfechos cuando le visiten ya que cuando van a moler buscan mucho en la tienda, también cuando él decida casarse pueda tener como para darle una muy buena vida económica a ella y sus hijos.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 652
    View loans »
    El Salvador Loans Fundraising
  • $26,126,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Joel Esau to purchase product to supply his store such as rice, beans, oil and sugar, as well as candies and snacks like churros and sweets.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 23, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 26, 2015