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Jose Santos
José is 32 and has been growing corn and squash for several years. This is how he earns a living and is able to support his household. He is a very hard-working, honest and responsible man who never tires of working and proving the best for his family. He lives in his own home with his wife and son.

He has made the decision to request a loan in order to buy the main agricultural supplies: manures, pest spray, seeds, fertilizers, herbicides, etc., as shown in the photo. He hopes to have favorable results, as he has no other source of income. He trusts in God that he will succeed in obtaining an abundant harvest which will allow him to continue supporting his household.
View original language description ↓
José de 32 años de edad se dedica al cultivo de maíz y pipián desde hace varios años, de esta forma es como se gana la vida y puede llevar el pan de cada día a su hogar. Es un hombre muy trabajador, honrado y responsable, no se cansa de trabajar y de dar lo mejor a su familia, vive en casa propia con su esposa y su hijo. Ha tomado la decisión de solicitar un crédito para comprar los principales insumos agrícolas: abonos, venenos para plagas, semillas, fertilizantes, herbicidas, etc. asi como muestra la fotografía. Espera tener resultados favorables ya que no cuenta con otra fuente de ingresos. Confía en Dios que logrará obtener una cosecha abundante la cual le permitirá seguir llevando el pan de cada día a su hogar.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 630
    View loans »
    El Salvador Loans Fundraising
  • $28,084,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Jose Santos to buy manures, pest spray, seeds, fertilizers, herbicides, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2013
Oct 16, 2013
Currency Exchange Loss:
Apr 16, 2014