Update on CesarCesar has a son and lives in the family home in the Tembladerani area of the city of La Paz. Currently he is still working in a car body repair shop located in the Sopocachi area and by doing this he is able to maintain himself and his son.
Cesar is asking for a loan to buy a polishing machine and a compressor so that he does not lose any customers but instead will be able to provide them with a better service. This will enable him to maintain or increase his income.
This is Cesar's 5th loan with IMPRO and 4th loan with Kiva.
Actualmente aun trabaja en un taller de chaperia ubicado en la zona de Sopocachi con esta actividad el se mantiene y mantiene a su hijo.
El crédito que solicita es para la compra de una maquina pulidora y una compresora para de esta manera no perder clientes y mas al contrario dar una mejor atención a sus clientes y poder mantener o mejorar sus ingresos.
Es la quinta vez junto a IMPRO y la cuarta vez con KIVA.
Previous Loan DetailsCesar works independently doing car body repair work. He does all types of vehicle repairs, and he has his own shop. He needs the loan to increase his capital for his wife, who sells comforters. This way she will be able to buy more comforters and satisfy her customer demand. Cesar is mar... More from Cesar's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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