Update on JhonnJhonn is single and doesn't have children. He lives in a rented house in the 8 de Diciembre neighborhood in the city of La Paz.
Jhonn's education level is secondary school. He currently works as the employee of a tourism company which pays him a monthly salary.
He needs the loan to buy camping equipment (assembly shopping) to sell it to tourists who visit the La Paz area, thus continuing his own business which, little by little, is giving him extra income.
Jhonn's dream is to have his own tourism business and show off the beauty of our country.
This is the third time he has asked for a loan through IMPRO and the second time with Kiva.
El Nivel de educación de Jhonn es secundario, actualmente trabaja como empleado en una empresa de turismo en el cual percibe un sueldo mensual.
El crédito lo requiere para comprar material de camping (tiendas de armar) para venderlo a los turistas que visitan el departamento de La Paz y así continuar con su negocio propio que poco a poco está dando ingresos extras.
El sueño de Jhonn es tener su propia empresa de turismo y mostrar la belleza de nuestro pais.
Es la tercera vez que solicita crédito junto a IMPRO y la segunda vez con KIVA.
Previous Loan DetailsJhonn’s single and has no children. He lives in a one-room, rented house with brick walls and wood flooring located in the city of La Paz’s Sopocachi zone. Jhonn completed mid-technical school level and is currently employed as a logistics manager for a travel agency; he works more than 8 hours... More from Jhonn's previous loan »
About IMPROIMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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