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Ozoda is 52 years old. She is a mother of 2 sons. Her children are working abroad. Her husband is involved in selling food products. Ozoda lives in the city of Kulob with her husband and daughter-in-law. Her daughter-in-law can sew national cotton blankets and round pillows from cotton. Ozoda also knows this trade and now wants to open her own sewing business together with her daughter-in-law and accept orders for sewing blankets and pillows. She is requesting this loan to realize this plan and wants to purchase a sewing machine and various fabrics. Ozoda wants to help her and also to start earning.
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Озоде 52 года. Она мать 2 сыновей. Ее дети находятся за границей на заработках. Муж занимается продажей продуктов питания. Она живет в городе Куляб с мужем и невесткой. Ее невестка умеет шить национальные ватные одеяла и круглые подушки из ваты. Озода тоже знает это ремесло и теперь хочет вместе с невесткой открыть собственное швейное дело и принимать заказы на шитьё одеял и подушек. Для реализации задуманного плана она берет кредит и хочет приобрести швейную машинку и разнообразные ткани. Озода хочет помочь ей и тоже начать зарабатывать.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 190
    View loans »
    Tajikistan Loans Fundraising
  • $30,410,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Ozoda to purchase a sewing machine and various fabrics to start her own business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 17, 2013
Currency Exchange Loss:
Nov 17, 2015