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Kai's Group
In this Group: Kai , Patience
Kai is the featured borrower of this group. She has always been neighbors and friends with the other group member. Kai is a 49-year-old married mother of one child.

She has been selling wax-print fabrics for six years at the central market. She has very good experience in this domain. That is why she is acquiring a loan of 1200 GHS (Ghana Cedis) from Kiva partner ID Ghana to buy more wax-print fabric to sell to her customers. This loan will improve both her business and her family situation.

Kai is on the left in the photograph and Patience, who sells mobile phone credit, is standing on the right.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 2.2
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Kai's Group's $800 loan helped a member to buy more wax-print fabric to sell to her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 10, 2013
Oct 23, 2013
Currency Exchange Loss:
May 17, 2014