Update on VladimirVladimir is from Vinogradovo. He owns three greenhouses: two of them are three sotkas in size and one is five sotkas. Vladimir is involved in growing flowers and tomatoes in greenhouses. He has employees who work in his greenhouses during the sowing and harvesting seasons. His whole family is involved in this business. Before the start of the new season, Vladimir wants to purchase everything necessary for greenhouse work, specifically fertilizers, plastic, seeds and also to make small repairs in a greenhouse. He needs a loan in the amount of 20,000 hryvnia for this. Vladimir hopes to invest the resulting profit in building his own house, to which his family could move in-time.
Владимир хочет до начала нового сезона приобрести все необходимое для работы в теплице, а именно удобрения, пленку, семена, а также сделать небольшой ремонт теплицы. Для этого ему необходима сумма в размере 20 000 гривен. Полученную прибыль Владимир надеется вложить в строительство собственного дома, в который семья сможет со временем переехать.
Previous Loan DetailsVladimir farms in Vinogradov. He has one hectare of land, three greenhouses which are 300 (meters long) and one which is 500. Vladimir grows flowers and cabbage. He hires workers during the planting and harvest, thus providing jobs for the villagers. What's more, Vladimir's entire family and his… More from Vladimir's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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- Repayment Term
- 14 months (Additional Information)
- Repayment Schedule
- Oct 3, 2013
- Oct 17, 2013
- Currency Exchange Loss:
- Sep 17, 2014
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.