Update on LarisaLarisa is from Melitopol. She has a husband and two adult sons. She works with sales, selling women's clothing at the local market for 18 years already. She has her point of sales, where simplifies her works and reduces the cost of rent. Larisa needs a sum of 21,000 hryvnia in order to purchase goods for selling this season, specifically dresses, sweaters and blouses.
Larisa has long experience in working in this area of sales. She knows which type of seasonal goods sells the best, and what is in demand in each season. Therefore, this investment will also be spent rationally and will help in the further development of Larisa's business.
Лариса – из Мелитополя. У нее есть муж и двое взрослых сыновей. Она занимается рыночным предпринимательством, торгуя на местном рынке женской одеждой вот уже 18 лет. У нее своя торговая точка, что облегчает ее работу и уменьшает затраты на аренду.
Ларисе необходима сумма в 21 000 гривен для того, чтобы закупить товар для торговли в этом сезоне, а именно, платья, кофты и блузы. У Ларисы большой опыт работы в этой сфере торговли, она знает, какой именно сезонный товар продается лучше и на что появляется спрос в каждом сезоне. Поэтому и это капиталовложение будет использовано рационально и будет способствовать дальнейшему развитию бизнеса Ларисы.
Previous Loan DetailsLarisa is married and has run her own business for twenty years selling women's clothing at a market. She sells dresses, blouses and jackets. She has regular customers and her business is going well. She owns the space where she sells her goods which allows her additional revenue since she… More from Larisa's previous loan »
About HOPE UkraineHOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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