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Gulbayra
Gulbayra is 47 years old, married and raising three children together with her husband. Gulbayra has a secondary education. To provide the primary source of income for her family, Gulbayra is involved in animal husbandry, having started 20 years ago with a purchase of livestock with 10,000 som (KGS). Thanks to Gulbayra's hard work, today her business contains 1 dairy cow, 1 calf and 20 sheep. The monthly income amounts to 10,000 som (KGS). In order to further develop her business, Gulbayra requested a loan in the amount of 100,000 som (KGS) from the microfinance bank "Bai-Tushum and Partners" to buy sheep in order to increase livestock headcount. Gulbayra plans to invest the earnings from the loan into further increasing domestic livestock quantities and to improve the financial situation of her family.
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Гулбайре 47 лет, замужем, вместе с супругом воспитывают 3 детей. У Гулбайры- среднее образование, в качестве основного дохода для своей семьи Гулбайра занимается животноводством, стартовав 20 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Гулбайры, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова,1 теленок, 20 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Гулбайра обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец для увеличения поголовья скота. Доходы от кредита Гулбайра планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует улучшить материальное обеспечение своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 125
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,267,075
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $2,075 helped Gulbayra to buy sheep in order to increase livestock headcount.
94% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Oct 9, 2013
Listed
Oct 17, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2014