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Mimoza is in her mid-forties and married; she has four children who are still attending primary and secondary school. For the past twenty years she has been running her own little agricultural activity, selling dairy and veggies to local people. The place where she resides and of course runs her activity is in the very rural northern Albania in an area that is been prone to flooding for years now. Most of the times when these catastrophic disasters take place, farmers unfortunately don’t get any help from the government. It is said, though, that the new government will take precautionary measures to prevent these disasters happening.
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This loan is part of VisionFund Albania's new startup loan program to help entrepreneurs with limited financial possibilities to start up a new business or restart a business that was closed due to lack of working capital.
About VisionFund AlbaniaVisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.
While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.
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