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Ruziboy lives and works in the Gissar region of Tajikistan, grinding and selling sacks of flour wholesale to various stores for the past 7 years. He is a bit of a workaholic and spends all his free time working, but would like to eventually settle down and make time for raising a family; he is currently 28 years old, unmarried and without children.

Recently, his flour-grinding machine broke down; to repair it, he is seeking a loan. As soon as his flour grinder is repaired, he will be able to start working again. He works very hard, and hopes to expand his business in the future by buying another flour grinder and opening his own flour store. By doing so, he will be financially secure enough to get married and provide for his future wife and children; to have the family he has been dreaming of.
View original language description ↓
Рузибой живет и работает в районе Гиссар. Все свободное время проводит на работе. У него имеется мельница, на которой измельчает муку. Потом он сдает мешки муки оптом в магазины. Он занимается этой деятельностью уже 7 лет. В данный момент Рузибою 28 лет, он не женатый и не имеет детей. Рузибой может позволить себе пропадать на работе. Но он хочет поменять жизнь и обзавестись семьей. Сейчас его мельница сломалась и чтобы отремонтировать он просит кредит. Когда мельница будет отремонтирована, Рузибой приступит к работе. Он усердно работает и в будущем хочет расширить свой бизнес. Он планирует купить еще одну новую мельницу и открыть мучной магазин. Тогда у него будет достаточно денег, чтобы жениться и обеспечивать свою будущую жену и детей, о которых он так мечтает.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 207
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ruziboy repair his flour grinder.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 14, 2013
Oct 17, 2013
Currency Exchange Loss:
Nov 17, 2014