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Soem is a 70-year-old widowed mother of two children who lives in her own home in the Baray district of Kampong Thom province. Soem devotes herself to a farming business and also sells natural medicines for additional income. Her children always help maintain the family's plot of land and help her to sell natural medicines in the markets.

Soem would like to improve her current business, so she has requested a loan of 2,000,000 KHR to buy natural medicines to sell. With the help of the loan, she hopes to sustain her current business and boost her income and earnings. She is very pleased and thankful for this help and promises to pay back all of the money.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 270
    View loans »
    Cambodia Loans Fundraising
  • $37,502,950
    Funds lent in using Kiva
  • 4,073.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Soem to buy natural medicines for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2013
Oct 23, 2013
Currency Exchange Loss:
Oct 17, 2014