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Mesrob lives in the village Artsvanik, which is the most beautiful village in Syunik region, with its rich nature, sunny people and sweet harvests. Mesrob works at the mining company, as a locksmith. He is married, and he has two school-aged sons. His wife works at the local school, as a cleaner.

Mesrob is engaged in farming and agriculture, simultaneously with his job at the mining company. He has five cows, two calves, three piglets, and twenty chickens. He cultivates on his plot of land fruits and vegetables, some part of which they use for their family, and the rest he sells at the local wholesale market.

Mesrob asks a loan of 1,000,000 Armenian drams, in order to buy several heifers and add them to the number of his farm cattle.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 407.7
    Armenia Drams (AMD) = $1 USD
A loan of $2,475 helped Mesrob to buy several heifers and add them to the number of his cattle.
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 23, 2013
Currency Exchange Loss:
Nov 22, 2013