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Juditha is 32 years old and married, with three children. With two children in school, Juditha works very hard to provide for them.

Juditha runs a general store in the Philippines and she has requested a PHP 10,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy items to sell, like shampoo, soap, toothpaste, milk, and sugar.

Juditha has been in this business for 15 years. In the future, she would like to save money to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 743
    View loans »
    Philippines Loans Fundraising
  • $63,295,350
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Juditha to buy items to sell, like shampoo, soap, toothpaste, milk, and sugar.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 11, 2013
Oct 23, 2013
Currency Exchange Loss:
May 17, 2014