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Mujeres Trabajadoras El Ro Group
In this Group: Yanira Margarita , Astrid Lucero , Sandra Rubi , Lesbia Floridalma , Telma Patricia
Astrid Lucero, 22, is single. She completed secondary school and has a store selling basic daily consumption staple goods. She uses the profits earned to pay her university costs. She started the business with a small capital she got from her mother and to date has two years’ experienced.

She organizes a group and requests a loan she’ll use to buy merchandise to stock her store. She wants in future to have a grocery store to earn higher profits and pay her university costs.

The other group members are merchants and sell cosmetics.
View original language description ↓
La señora Astrid Lucero de estado civil soltera. Tiene 22 años de edad. Curso la secundaria completa. Tiene una tienda de artículos de consumo diario y con las ganancias que obtiene sostiene sus estudios de la univesidad. Inició este negocio por un pequeño capital que le concediera su madre y a la fecha lleva 2 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de mercadería para surtir su tienda. Desea en el futuro tener una abarroteria, para obtener mejores ganancias y asi poder pagar los gastos de la universidad.

Las demás integrantes del grupo se dedeican a comercio y venta de cosmeticos.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 75
    View loans »
    Guatemala Loans Fundraising
  • $9,917,275
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Trabajadoras El Ro Group's $1,900 loan helped a member to buy basic staples.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 16, 2013
Currency Exchange Loss:
Apr 2, 2015