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Rosa Nelly
Rosa, 34, completed sixth grade. Her husband works selling sweet bread. He goes to the capital to get the bread and sells it in the various municipalities and neighborhoods in the country’s department. She has four girls. One is 14 and in 7th grade, the second is 11 and in third grade, the third is 5 and in kindergarten and the youngest is two. She’s been gaining experience selling bread, cheese and curd since the age of 10 when she’d help her mother.

She will use the loan to build a retaining wall along the side of her house. She will pay labor costs and buy galvanized a metal tube, cyclone wire and another truckload of stone, cement and sand.

It’s worth mentioning that this wall she’s building will improve her quality of life because she’ll have more security. Her children won’t be exposed to danger in the street and will have security at night. This loan will help the family much.

In future, she’d like to continue working very hard to reach her set goals the main one being to provide education for her daughters so their lives will be different than hers who has had to work since she was very little. She asks the Creator to give her life to see her children become academically prepared.
View original language description ↓
Rosa de 34 años de edad, estudio hasta el 6ª grado. El esposo trabaja vendiendo pan dulce, se traslada a la capital a traer el pan y viene vendiendo por los diferentes municipios de barrios del departamento del país. Ella tiene 4 hijas hembras, una tiene 14 años de edad que está cursando el 7ª grado, la segunda de 11 años hace tercer grado de estudio, la tercera tiene 5 años ya va a kínder y la ultima de 2 años.

Tiene experiencia desde que tenía 10 años de vida y la adquirió con la mamá de ella, en el rubro de venta de pan, queso y cuajada.

Con el crédito construirá un muro de contención a un costado de la casa, pagara mano de obra, a la vez comprara tubo galvanizado, maya ciclón, también otra camionada de piedra, cemento y arena.

Cabe mencionar que con este muro que esta haciendo mejorara la calidad de vida, porque tendrá mas seguridad, los niños no saldrán al peligro a la calle, y por la seguridad en la noche también, este crédito para la familia le ayudaría mucho.

A futuro le gustaría seguir trabajado muy fuerte, para alcanzar los objetivos propuestos, que es darle estudio a las hija de ella para que no tengan la vida que a ella, le ha tocado que es trabajar desde muy chica, ella le pide al creador que le de vida para ver a las hijas preparada académicamente.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $4,900
    Average annual income
  • 601
    View loans »
    El Salvador Loans Fundraising
  • $22,178,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Rosa Nelly to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2013
Oct 16, 2013
Currency Exchange Loss:
Sep 17, 2014