On his own initiative, Jimmy works as a mototaxi driver providing transportation services and is also employed mornings on a chicken farm butchering chickens. He works every day for about 10 hours and thinks he does well because of his dedication and his effort.
Jimmy’s very grateful to Kiva lenders because thanks to the support provided he will be able to finish building a bedroom for his children providing them with increased security and family well-being. Jimmy will continue working and striving to reach his great dream: to own a transportation firm.
Por iniciativa propia, Jimmy trabaja como chofer de mototaxi brindando servicios de transporte y adicionalmente en la mañana pela pollos en una avícola,el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y esfuerzo.
Jimmy se encuentra muy agradecido con los prestamistas Kiva,ya que gracias a la ayuda brindada terminará la construcción de una habitación para sus hijos, de esta manera brindara mayor seguridad y bienestar para su familia, así pues Jimmy seguirá trabajando y esforzándose para lograr su gran sueño de tener su empresa de transporte.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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