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Cesar Donald
Cesar, 19, lives in his own house with his mother who because of her age is no longer able to work and is totally dependent on his care. He’s lived in his house for 15 years and with much effort has managed to make improvements to it.

He’s asking FUSAI for a loan to replace the roof because it’s broken and he also wants to finish installing the kitchen roof which was left unfinished for lack of funds.

He works as a laborer on city hall projects and supports his home this way. He’s asking FUSAI for a loan to buy galvanized metal sheets, nails and lumber which are the necessary materials to repair the roof at home.
View original language description ↓

Casar tiene 19 años de edad y habita en casa propia junto a su madre quien depende de sus cuidados ya que por la edad no le es posible trabajar. Tiene 15 años de habitar en su vivienda que con muchos esfuerzos ha logrado ir mejorando. Solicita este crédito a FUSAI para hacer cambio del techo ya que se encuentra quebrado y además desea terminar de poner el techo de la cocina que por la falta de presupuesto no logro terminar. Él trabaja en la alcaldía de su comunidad como obrero de proyectos y así logra llevar el sustento a su hogar. Solicita un crédito a FUSAI para invertir en la compra de lámina galvanizada, clavos y madera que son los materiales necesarios para reparar el techo de su vivienda.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 747
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cesar Donald to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2013
Oct 16, 2013
Currency Exchange Loss:
Dec 19, 2013