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Helmer Porfirio
Helmer is a 54-year-old man who lives with his family in the city of Chiclayo, Guadalupe district. He is a hardworking and enthusiastic man, fighting to get ahead with his family. Unfortunately, due to the lack of resources and the need to work, he could not study to become a professional.

Helmer opened a small business selling alfalfa. He works every day for approximately ten hours and believes that he does well because of his hard work and dedication.

Helmer feels grateful to Kiva lenders. Thanks to their help, he will make some home improvements. He needs to reinforce the roof and install the floor, which will result in safety and well-being for his family.
View original language description ↓
Helmer es un hombre de 54 años, vive en la ciudad de Chiclayo, en el distrito de Guadalupe con su familia, el es muy trabajador, entusiasta, que dedica todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad de trabajar, Helmer no pudo estudiar una carrera profesional.
Por iniciativa propia, Helmer trabaja en su pequeño negocio de venta de alfalfa, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su dedicación y esfuerzo.
Helmer se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada realizará el mejoramiento de su vivienda, ya que desea reforzar el techado y ponerle piso a su hogar, así pues brindara mayor seguridad y bienestar para su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

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About Peru

  • $6,715
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $55,041,650
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Helmer Porfirio to make some home improvements.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 16, 2013
Listed
Oct 18, 2013
Currency Exchange Loss:
Possible
Ended:
Jan 17, 2015