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Otilia
Otilia is 33 years old and only studied as far as fourth grade, since when she was of school age there was the armed conflict which stopped her from studying further. She has a partner and he works in agriculture growing basic grains. Their children still live with them and are studying; the oldest daughter is in the first year of college, the second daughter is in 7th grade and their son is in third grade.

Otilia earns a living making and selling crafts such as hemp bags, handbags, purses, bracelets and earrings. She has now been doing this for 3 years. She learnt how to do this because she attended a workshop where all of these craft techniques were being taught. This project was promoted by Fomilenio. She started by making a few products which sold out quickly with the arrival of tourists in the area where she lives and so she was encouraged to increase her business. She makes the products at home and then takes them to the business which is situated in the centre of the community, 300 metres from her house. She sells from 8am to 5pm, 3 days a week. Before selling crafts she used to sell products from catalogues and this is how she made a living.

The loan Otilia is asking for is to buy hemp fabric for bags and purses, wax, and hemp fibre for decorating hairbands. The loan will help her because she will be able to buy all of her materials in one go. When she has to buy items separately it makes it more difficult as it works out more expensive and this stops her from buying other items for the home.

One of her dreams is to expand her business. As far as the family goes, she hopes her children will be able to study in higher education and become professionals so they won't have any worries in life and will have everything a family needs.

She will do all of this with the profits she gets from her business. She will increase the business by building her own premises, since the place where she sells currently is shared with other women.
View original language description ↓
Otilia de 33 años de edad, solo estudio cuarto grado, ya que cuando tenía la edad que podía asistir a clases estaba el conflicto armado lo que no le permitió estudiar más. Ella es acompañada, su esposo trabaja en la agricultura sembrando granos básicos. Los hijos que tienen aún, viven con ellos y están estudiando; la primera estudia primer año de bachillerato, la segunda estudia séptimo grado y el último estudia tercer grado.

Otilia se dedica a la elaboración, comercialización de artesanías como matatas, carteras, bolsones, Pulseras y aritos. Tiene ya 3 años de dedicarse a esta actividad, aprendió este trabajo porque, asistió a un taller donde se enseñaba todas estas manualidades, dicho proyecto fue impulsado por fomilenio; empezó haciendo unos pocos productos los cuales se le terminaban rápido con la llegada de turistas al lugar donde vive y fue así como se motivó a engrandecer su negocio. Los productos los elabora en su casa y enseguida los lleva al negocio que está ubicado en el centro de la comunidad, queda a 300 metros de su casa. Vende de 8 a 5 pm. Tres días a la semana. Antes de dedicarse a las artesanías vendía productos por catálogo, del cual obtenía sus ingresos.

El préstamo que esta solicitando, es para comprar hilo para las matatas y bolsones, espelma, pita para adornar las diademas. El préstamo le ayudara, porque podrá comprar de una vez toda la materia prima ya que comprando por separado se le hace más difícil, porque le sale más caro y deja de comprar otros artículos para el hogar.

Uno de sus sueños es ampliar su negocio. En cuanto a la familia, pretende que sus hijos estudien de ser posible a nivel superior y puedan ser profesionales y tener así una vida tranquila, con las comodidades que una familia necesita.

Todo esto lo hará por medio de las ganancias que le genere el negocio, su negocio lo ampliara construyendo un local, ya que donde vende actualmente lo comparte con otras compañeras.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 645
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Otilia to buy hemp fabric for bags and purses, wax, and hemp fibre for decorating hairbands.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 14, 2013
Listed
Oct 16, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 17, 2014