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Carlos Exequiel
Carlos is 26 years old and studied up to 7th grade. Due to their situation of poverty he decided to leave school to help with the household expenses. He is married. His wife has a business selling tortillas and they have one little girl who is 6 months old.

Carlos has been growing corn, "pipián" [a type of squash] and sorghum since he was 12 years old, having learnt the skills with his father. He also works as a bricklayer and his father also taught him this. He says that to make good use of time he gets up at 5am, as he has to walk for 45 minutes to get to his place of work, works for 6 hours and then returns home. In the afternoon he looks after the crops which he sows himself.

The loan will be used to sow 14,000 square metres of corn and 7,000 of sorghum. He will buy 9 bags of fertilizer, a bag of seed, 2 gallons of herbicide and 2 litres of pesticide and the rest will pay for a tractor and manual labour.

Carlos's dream is to buy a plot of land and build his own house, as he currently lives in a house belonging to his mother-in-law, and he also wants to see his daughter graduate with a university degree.
View original language description ↓
Carlos de 26 años, estudio hasta 7° grado, debido a la pobreza que vivían decidió, dejar la escuela para ayudar a los gastos de la casa, esta casado, su esposa tiene una venta de tortillas, solo tienen una niña de 6 meses de edad.

Carlos trabaja en la siembra de maíz, pipían y maicillo,desde que tenia unos 12 años, fue con su papá que aprendió el oficio. Además, se dedica al trabajo de albañil, y fue su padre quien le enseño. Comenta que para a provechar bien el tiempo se levanta a las 5: 00 AM, pues le toca que caminar unos cuarenta y cinco minutos, para llegar donde trabaja, y son 6 horas que trabaja y regresa a casa. Pero por la tarde trabaja en su cultivo que él siembra.

El crédito, sera invertido en la siembra de 14,000 metros cuadrados de maíz y 7,000 de maicillo, comprara 9 sacos de abono, una bolsa de semilla, 2 galones de herbicidas, 2 litros de pesticidas y lo demás para pago de tractor y mano de obra.

Su sueño, es adquirir un terreno y construir su propia casa, ya que hoy vive en una casa que es de su suegra y ver a su hija graduarse en una carrera universitaria.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 828
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Carlos Exequiel to plant 14,000 square metres of corn and 7,000 of sorghum, to buy 9 bags of fertilizer, a bag of seed, 2 gallons of herbicide and 2 litres of pesticide and to pay for a tractor and labour.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Sep 27, 2013
Oct 16, 2013
Currency Exchange Loss:
Jul 17, 2014