El Paclom Group
Manolo has organised a group and requested a loan to help him to increase his working capital to buy tools, which will make the construction of the structures a lot easier. In the future he would like to have better machinery to increase his workload and make the job easier.
The other members of the group work in the shop.
Organiza un grupo y solicita un préstamo que le servira para ampliar su capital de trabajo comprando herramientas que le facilitaran la fabricacion de las estructuras. Desea en el futuro contar con mejor maquinaria para poder aumentar y facilitar el trabajo.
Los demás integrantes del grupo se dedican al comercio.
About Asociación ASDIRASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid