Check out some available loans that are similar to this one!
José Concepción
José is 56 years old, is married, and has 3 children. When he was young, his father abandoned him, leaving his mother to work in the fields in order to support her family. She wasn't ever able to send him to school. For this reason, he doesn't know how to read or write. When he was very young, he learned how to farm and raise cows. Every year, he plants 14,000 square meters of corn and he also has many cows. In addition, he works as a security guard at a ranch.

To buy his cows, José has to ask permission to leave work and go to the market where he selects the best quality cows. To do so, he gets on a truck in his town and drives 45 minutes to get there. Once there, he buys the cows he wants, loads them in the truck, and returns home.

José is asking for $1,600 to buy 3 heifers close to giving birth so he can obtain milk to feed his family and also sell to his neighbors. If he can buy these heifers, José will be able to have some extra income and in this way meet the needs of his family.

José's life will be improved by this loan because it will increase the number of cows that he has and allow him to obtain milk to increase his income and the quality of life of his family.

José hopes to have 5 milk cows.
View original language description ↓
Don José, tiene 56 años de edad, esta casado y tiene 3 hijos, cuando era un niño su padre lo abandono, su madre solo pasaba trabajando en el campo, para conseguir el sustento diario, y nunca se preocupo de mandarlo a la escuela. Por esa razón, no sabe leer ni escribir, desde muy chico aprendió el oficio de agricultor y cría de ganado, todos los años siembra 14,000 metros cuadrados de maíz y tiene varias reses, también trabaja como vigilante en una hacienda.

Para comprar sus reses, don José, tiene que pedir permiso en su trabajo, para ir hasta el tiangue, ya que ahí puede seleccionar animales de mejor calidad; para ello aborda un camión en su comunidad, ahí viaja por 45 minutos hasta llegar, luego de comprar, carga los animales en el camión y regresa a casa.

Don José, solicita $1,600.00, para comprar 3 novillas próximas a parir, para obtener leche para la alimentación de su familia y venderle a sus vecinos.

Si compra sus novillas, don José, podrá tener un ingreso extra, así podrá satisfacer otras necesidades de su familia

La vida de don José, podrá cambiar con este préstamo, porque incrementara el numero de reses y obtendrá leche para mejorar sus ingresos y la calidad de vida de su grupo familiar.

Don José, sueña con tener unas 5 vacas de raza lechera.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 452
    View loans »
    El Salvador Loans Fundraising
  • $23,269,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped José Concepción buy 3 heifers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 11, 2013
Listed
Oct 15, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014