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La Frontera Group
In this Group: Norma Judith , Carolina Dionicia , Jacobo Mauricio, Marta , Cesar Rolando , Josefa , Edgar Humberto *, Eufracia Elizabeth , Mayk Marnon , Irma Maribel
* not pictured
Señora Norma Judith is married. She is 35 years old. In school, she completed sixth grade. She has 3 children, one of whom is in school. She works making black soap, also known as car soap (this is used for bathing). She began this business with a little capital that she had saved up, and up to now she has 5 years of experience. She has the support of her husband.

She organized a group and is applying for a loan that will be used for the purchase of raw materials to make the soaps. In the future, she wants to increase her working capital, have her production grow, and sell wholesale.

The other members of the group work in business and in making black soap.
View original language description ↓
La señora Norma Judith es casada. Cuenta con 35 años de edad. De escolaridad 6to. Primaria. tiene 3 hijos y 1 de ellos esta estudiando. Ella se dedica a la fabricacion de Jabon Negro, tambien conocido como Jabon de coche(esto se utiliza para bañarse). Inició este negocio con un pequeño capital que tenía ahorrado y hasta la fecha lleva 5 años de experiencia. Cuenta con el apoyo de su esposo.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de materia prima para la elaboracion de los jabones. Desea en el futuro ampliar su capital de trabajo y que su fabrica crezca y distribuir por mayor.

Las demás integrantes del grupo se dedican a al comercio y a elaboracion de Jabon Negro.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 129
    View loans »
    Guatemala Loans Fundraising
  • $10,298,025
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of La Frontera Group's $3,075 loan helped a member to buy raw materials to make soap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2013
Oct 15, 2013
Currency Exchange Loss:
Dec 1, 2014