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Zafar Z. lives in the city of Yavan. He is married and has three children. For the past 12 years he has been selling rugs, blankets, and other pieces of bed linen. Zafar is the sole provider for his family. In addition to his wife and children, his parents, brothers, and sisters also live with him. This means he must work a lot to support the family. Because of this he decided to take out a loan and use it to purchase a vehicle to use for transporting goods. This will help him develop the business. The loan will be repaid over 12 months.
View original language description ↓
Зиеев Зафар житель города Яван. Женат и имеет троих детей. 12 лет занимается торговлей ковров , одеял и других принадлежностей постельного белья.Зафар является единственным кормильцем семьи. Кроме жены и детей с ним живут его родители и братья с сестрами. Поэтому ему приходится очень много работать для того , чтобы обеспечить семью. По этой причине он решил получить кредит и использовать для приобретения автомобиля и использовать его для перевозки товара. . Это поможет ему развивать бизнес. Погасить кредит планирует в течение 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 188
    View loans »
    Tajikistan Loans Fundraising
  • $30,382,675
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Zafar purchase of a car.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 26, 2008
Nov 1, 2008
Currency Exchange Loss:
Dec 22, 2009