Check out some available loans that are similar to this one!
Oscar Daniel
Oscar is 35 years old. With much effort, his parents were able to give him an education with a technical degree. Later he had to work on his own i agriculture and other daily activities that helped him bring in income for his family. His wife has a small store in their house and with it she helps pay for the family expenses. His two children are in primary school and another is in eighth grade.

Oscar has a little jewelry store with a relative in the city. With a lot of hard work and perseverance, he was able to open it. He learned this activity about 10 years ago. A friend who did this activity taught him and he had to pay to learn the profession. In addition, when he has little work he works as a bricklayer, since his father taught him that activity. Weekends he is a collector for a bus that goes through the communities close to where he lives. Every day he goes out very early to his little workshop in the city 4 kilometers from his house and he comes back in the afternoon. When he has a lot of work he takes it home and has to stay up all night so he can get out on time with the orders.

The money from the loan will be used to t build walls on his wife's store. Right now, she just takes out some of the merchandise and leaves the rest inside the house because he space where she has the store is very small.

He hopes that in the future he can expand his little jewelry store, setting up another store somewhere else to help with the family income. He hopes to give his children an education, if possible, a college education.
View original language description ↓
Oscar de 35 años de edad, con mucho esfuerzo sus padres le pudieron dar el estudio hasta un bachillerato técnico, luego tubo que trabajar ya por su cuenta, trabajando la agricultura y otras actividades jornales que le ayudaran a ingresar dinero a su familia. Su esposa, tiene una pequeña tienda en su vivienda, con los que le ayuda a los gastos en la familia. Sus dos hijos están estudiando uno primaria y el otro octavo grado.

Oscar posee una pequeña joyería, en compañía de un familiar en la ciudad con mucho esfuerzo y mucha perseverancia la pudo fundar. Esta actividad la aprendió hace como 10 años, le enseño un amigo quien se dedicaba a esta actividad, tubo que pagar para aprender esta profesión. Ademas, cuando tiene poco trabajo se dedica a trabajar como albañil, ya que su padre le enseño esta actividad, y los fines de semana es cobrador de un autobús que transita en las comunidades cercanas, donde vive. Todos los días, se dirige muy temprano a su pequeño taller en la ciudad a 4 kilómetros de su casa y llega por las tardes, cuando tiene mucho trabajo lo lleva para su casa y tiene que desvelarse toda la noche, para salir con el tiempo con los pedidos que le solicitan.

Los fondos del crédito serán utilizados, para construir las paredes a la champa donde a instalado la tienda de su esposa. Actualmente, ella solo saca una parte de la mercadería y la otra la deja al interior de la casa, por que es muy pequeño el espacio en donde esta ubicada la tienda.

Él espera para el futuro, expandirse en su pequeño taller de joyería, instalar otro taller en diferente lugar para ayudar con mejores ingresos a su familia, y espera darles el estudio a sus hijos si es posible hasta la universidad.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 634
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Oscar Daniel to build walls where his wife has set up her store.
37% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 7, 2013
Listed
Oct 15, 2013
Currency Exchange Loss:
N/A