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Kena Elizabeth
Kena is from the city of Libertad. She started her business once she finished high school. She has worked and studied very hard concurrently, even after obtaining her degree from the university. She chose to sell cosmetics because it gave her some time to devote to her university studies. She works alone every day from 2 to 7pm. She is a single mother with 2 children aged 7 and 9 who study in the local public school. In the future, she would like to have a general store in her home, and later also a boutique. At this time, she needs a loan to buy creams, perfumes, and accessories for her business.
View original language description ↓
La cliente es de la ciudad de Libertad. Inició su negocio una vez terminó sus estudios secuandarios. Ha trabajado y estudiado muy duro simultáneamente, incluso después de obtener su título en la universidad. Escogió la venta de cosméticos debido a que le daba algo de tiempo para dedicarse a realizar sus tareas universitarias. Trabaja sola, todos los días, de 2 a 7 pm. Es madre soltera y tiene 2 hijos, de 7 y 9 años, que estudian en la escuela fiscal del lugar donde habitan. Le gustaría en un futuro poder tener un local de bazar en su domicilio y luego también, una boutique. Ahora necesita el crédito para la compra de cremas, perfumes y bisutería para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Kena Elizabeth to buy beauty products.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014