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Natalia is from the city of Libertad. She started her business some time ago in the place where her home is, because a school is located right in front. Also, a police station is there, which gives her a lot of confidence. She works on her own every day from 7am until 7pm. Natalia is divorced, and she has a 13 year-old daughter who attends the local public school. In the future, she wants to expand her business and establish an internet cafe. At this time, she needs a loan to invest in notebooks, craft foam, and pens for her business.
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La cliente es de la ciudad de Libertad. Empezó su negocio tiempo atrás, en el sitio donde es su domicilio, debido a que existe un Colegio justo en frente. Además, se estableció un destacamiento policial, lo que le brindó mucha confianza. Trabaja sola, todos los días, de 7 am a 7 pm. Es divorciada y tiene un hijo de 13 años que estudia en el colegio fiscal de su área. Desea a futuro poder ampliar su local para montar un cyber. Ahora necesita el crédito para invertir en la compra de cuadernos, fomix y plumas para su venta.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Natalia to buy stationery goods and general merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Nov 1, 2013
Currency Exchange Loss:
Oct 31, 2014