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This is 42-year-old Mafulay. She is married and has two children who are 15 & 10 years old. In 2000, Mafulay established her soft drinks and alcohol business. She began her business because she was not educated. Working 7 days a week and 12 hours a day, she earns about Le 410,000 every month from this business. She would like a loan in of Le 4,000,000. Mafulay requires a loan to purchase more drinks, both hard and soft, for resale. In the future, Mafulay plans to build a house for dwelling. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 57
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,338.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Mafulay to purchase more drinks, both hard and soft, for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2013
Oct 22, 2013
Currency Exchange Loss:
Jul 17, 2014