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José Cristian
José is 28 years old, has a ninth grade education, has a stay-at-home wife, and together they have four children. His wife and children, who are enrolled in school, all depend on his work.

He gets up everyday at 4:00 a.m. and works in agriculture, which he learned from his parents. He walks three kilometers to his plot and works all morning while his wife milks the cows and sells the milk. Later, during the afternoon, he works as a caretaker on a farm.

The loan José is requesting will be used to purchase a dairy cow and produce more milk for retail sale. In this way he will earn more income with which to take care of his family.

José is also planning to build a home for his family, as where they currently live develops leaks in the winter and is not very safe.
View original language description ↓
José de 28 años de edad, estudio hasta noveno grado y es una persona casada, su esposa se dedica a los oficios domésticos, en su matrimonio han procreado 4 hijos.
José se levanta a las 4:00 a.m. Junto a su esposa e hijos que van a la escuela, quienes dependen de las actividades que él realiza. Se dedica a la agricultura, oficio que aprendió de sus padres; para llegar a la parcelas camina 3 kilómetros y trabaja durante toda la mañana, mientras su esposa durante la mañana ordeña y se dedica a vender la leche y luego en el transcurso de la tarde se dedica a cuidar una finca como vigilante.

El préstamo que esta solicitando, es para comprar una vaca lechera y producir mas leche para la venta y así obtener más ingresos para el sustento de su familia

José planea construir una vivienda, para su familia ya que actualmente donde viven se filtra el agua en invierno y no es muy segura

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 774
    View loans »
    El Salvador Loans Fundraising
  • $25,574,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped José Cristian purchase a dairy cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Oct 9, 2013
Listed
Oct 15, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014