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Norma De La Cruz
This client is from the city of Durán. She started her store some time ago and was able to do so thanks to the money her husband got from his retirement. She works alone during the day starting very early. She’s a widow and all her children are adults with families of their own. She dreams with having a locale of her own that’s very well equipped. At the moment, she needs the loan to buy notebooks.
View original language description ↓
La cliente es de la ciudad de Durán. Empezó con su negocio de tienda tiempo atrás y pudo montarlo gracias al dinero que recibió su esposo por motivo de su jubilación. Trabaja sola durante el día, desde temprano. Es viuda y sus hijos son todos mayores de edad y tienen sus propias familias. Sueña con tener su propio local y que esté muy bien adecuado. Al momento necesita el crédito para la compra de cuadernos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.


About Ecuador

  • $10,600
    Average annual income
  • 76
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $325 helped Norma De La Cruz to buy notebooks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 19, 2013
Oct 15, 2013
Currency Exchange Loss:
May 6, 2014