Check out some available loans that are similar to this one!
Maira Yecenia
Maria is 33 years old, a farmer, housewife, and mother of four children who all live with her and her husband. They support them with all their different daily activities related to raising coffee. She has a junior high school education and she was able to achieve this thanks to the efforts and her parents’ financial support. She is very grateful to them. She and her husband, who is an elementary school teacher, raise and harvest coffee and they work hard every day to get their children ahead, teach them the value of work, and good values such as respect and honesty. These are the principles that they use in their business to have good relationships with their customers. Her customers are intermediaries, shops, stores, family, and friends who live in the area or go there to acquire their product.

She is asking for a loan through the COMIXMUL cooperative so she can buy fertilizer (12 quintals of 18-46-0) and nine quintals of urea to protect and fertilize her corn, bean, and coffee crops. This way she can better help her crops.

Her plans for the future are to be able to raise a better variety of coffee, since they have their own farmland and good because of the local climate and soil. Her dream is to be able to provide a good education for her children so that they will have many options and opportunities in life.
View original language description ↓
Doña Maira tiene una edad de 33 años es agricultora y ama de casa madre de 4 hijos los cuales viven con ella y su esposo y los apoyan con todas las diferentes actividades que diariamente realizan en los cultivos de café. Tiene un grado de educación secundario completo el cual pudo lograr gracias al esfuerzo y apoyo económico de sus padres con los cuales ella se siente muy agradecida. Ella en compañía de su esposo el cual es maestro de educación primaria se dedican a la siembra y cultivo de café ya que diariamente ellos trabajan duro para sacar a sus hijos adelante, enseñarles el valor del trabajo e inculcarle buenos principios como el respeto y la honestidad ya que estos dos principios sobre salen en el ámbito del negocio para obtener buenas relaciones con sus clientes. Sus clientes son intermediarios, bodegas, pulperías, familiares y amigos que viven en la zona o llegan a la misma para para la adquisición de su producto.
Ella solicita un financiamiento a la cooperativa COMIXMUL con el cual comprara abono (12 quintales de 18-46-0) y 9 quintales de urea para proteger y abonar sus cultivos de maíz, frijol y café ya que de esa forma ella podrá dar una mejor asistencia a sus cultivos.
Sus planes a futuro son los de poder cultivar una mejor variedad de café ya que la tierra que ellos tienen es propia y apta por su clima localidad y mantenimiento para el mismo. Su sueño es poder darles a sus hijos una buena educación para que ellos tengan muchas opciones y oportunidades en la vida.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 27
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 20.4
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Maira Yecenia to buy supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 26, 2013
Listed
Oct 16, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014