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Las Margaritas Group
In this Group: Petrona , Isabel , Maria , Catarina , Noemi , Rita Elena , Candelaria , Maria , Catarina , Maria Elena
Maria is married, is 30 years old, and has 5 children (two of which are currently in school). She herself wasn't able to go to school. She works making guipils (traditional Guatemalan skirts). She started this business with her neighbor and has been doing it for 15 years.

She has organized a communal bank and is asking for a loan so she can buy fabric to make guipils. In the future, she wants to have a large traditional clothing store.

The other group members work in sales and also in handicrafts.
View original language description ↓
La Señora Maria de estado civil casada. de 30 años de edad, no asistio a la escuela. Tiene 5 hijos y de ellos 2 estan estudiando. Se dedica a bordar guipiles típicos. Inició este negocio trabajando para un vecino y hasta la fecha lleva 15 años de experiencia.

Organiza un grupo y solicita un préstamo que lo utilizará para comprar tela para bordar guipiles típicos. En el futuro desea tener una tienda grande de ropa típica.

Las demás integrantes del grupo se dedican a la artesanía y al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 126
    View loans »
    Guatemala Loans Fundraising
  • $10,890,350
    Funds lent in using Kiva
  • 8.0
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Margaritas Group's $2,325 loan helped a member buy fabric to make guipils (traditional Guatemalan skirts).
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 23, 2013
Oct 14, 2013
Currency Exchange Loss:
May 19, 2014